Author Archives: Edward Brownlee

MCT Oil

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MCT oil is a supplement from coconut and the molecules are smaller than those in most of the fats you eat, absorbed into the bloodstream quickly leading to higher energy level and more.

MCT Oil (Medium Chain Triglycerides) Benefits:

  • Promotes the growth of healthy gut bacteria, which strengthens the intestinal barrier.
  • Anti-Inflammatory
  • This oil can promote fat loss by increasing your metabolism, reducing body fat
  • Powerfully reduces appetite

Adding it to your morning cup of coffee, in your salad dressing, smoothies, and other non-cooked foods (it has a low smoke point, so avoid using MCT oil where heat is involved). Do not cook with it. Drizzle it over proteins and vegetables.

For beginners, start with 1 tsp.(4 grams) and scale up to 1 tbsp. (15 grams) per day.

Bulletproof Coffee

✔️ Brew a cup of high-quality coffee
✔️ Add 1-2 tablespoons of grass-fed butter
✔️ Mix in 1-2 tablespoons of MCT oil
✔️ Blend until frothy and creamy

Benefits:
✔️ Boosts mental clarity and focus
✔️ Sustained energy without the crash
✔️ Helps with weight management
✔️ Enhances cognitive performance

Quality matters! Use top-notch ingredients for maximum nutrients and effects.

Evaluating Companies

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A way to evaluate a company’s profitability is to compare its return on invested capital (ROIC) to its weighted cost of capital (WACC).

Return on invested capital (ROIC) measures how well a company generates cash flow relative to the capital it has invested in its business.

The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. If the ROIC is higher than the WACC, it indicates that the company is creating value for shareholders.

Small Cap Stock Investing

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Small Cap Stocks

Ten Things You Should Say To Yourself!

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In the intricate landscape of your minds, the thoughts you harbor can mold your reality. Your self-talk, the inner dialogue you have with yourself, can be either a force of empowerment or a source of self-sabotage.

Here are ten mantras that can help you navigate the depths of your consciousness and cultivate a more positive and fulfilling life.

1. “I am capable and deserving of success and happiness.” Banish the notion of inadequacy. Remind yourself that you possess the skills and potential to achieve greatness and that happiness is not an elusive dream but a state of mind you can cultivate.

2. “I have the ability to learn and grow.” Replace self-doubt with the belief in your adaptability and resilience. Embrace challenges as stepping stones towards personal development and self-improvement.

3. “Failure is an opportunity for growth.” Reframe your perspective on failure. Embrace mistakes as valuable lessons that pave the way for future success. Every stumble is a chance to rise stronger than before.

4. “I am worthy of love and affection.” Dismiss thoughts of unworthiness and embrace self-love. Recognize that you deserve care and affection, just as much as anyone else.

5. “Happiness is within my reach.” Dispel thoughts of eternal dissatisfaction. Happiness is a journey, not a destination. Seek joy in the little things and acknowledge that your happiness is within your control.

6. “My journey is unique, and I celebrate my progress.” Avoid the pitfalls of comparison. Each path is distinct, and every step you take is a milestone on your individual journey. Celebrate your growth and accomplishments, however big or small.

7. “I embrace my imperfections and focus on growth.” Release the burden of perfectionism. Embrace your flaws and acknowledge that they are a part of what makes you beautifully human. Channel your energy towards self-improvement instead.

8. “Change is natural, and I am adaptable.” Embrace the ebb and flow of life. Recognize that change is inevitable and that you have the power to adapt and evolve through life’s transitions.

9. “I hold inherent value and make a difference.”Reclaim your sense of importance. Your thoughts, actions, and presence have an impact on the world around you. Embrace your uniqueness and cherish the difference you make.

10. “I believe in my ability to achieve my goals.”Replace doubt with determination. Break your goals into manageable steps and trust in your capacity to persevere. Success is attainable with a steadfast belief in yourself.

Conclusion

As you navigate the labyrinth of your thoughts, remember that you hold the key to your own empowerment.

The words you say to yourself shape your reality, influence your actions, and ultimately define your destiny.

Embrace the power of positive self-talk, for it can be a guiding light on your journey to a more fulfilling and contented life. Ignite the fire within you to conquer challenges, embrace growth, and create a future brimming with possibility and purpose.

References:

  1. https://youthvillage.co.ke/10-things-you-should-never-say-to-yourself/#

Basics of Mindfulness Practice

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Mindfulness helps us put some space between ourselves and our reactions, breaking down our conditioned responses. Here’s how to tune into mindfulness throughout the day:

The basics of a mindfulness practice
  1. Set aside some time. You don’t need a meditation cushion or bench, or any sort of special equipment to access your mindfulness skills—but you do need to set aside some time and space.
  2. Observe the present moment as it is. The aim of mindfulness is not quieting the mind, or attempting to achieve a state of eternal calm. The goal is simple: we’re aiming to pay attention to the present moment, without judgment. Easier said than done, we know.
  3. Let your judgments roll by. When we notice judgments arise during our practice, we can make a mental note of them, and let them pass.
  4. Return to observing the present moment as it is. Our minds often get carried away in thought. That’s why mindfulness is the practice of returning, again and again, to the present moment.
  5. Be kind to your wandering mind. Don’t judge yourself for whatever thoughts crop up, just practice recognizing when your mind has wandered off, and gently bring it back.

That’s the practice. It’s often been said that it’s very simple, but it’s not necessarily easy. The work is to just keep doing it. Results will accrue.

References:

  1. https://www.mindful.org/meditation/mindfulness-getting-started/

U.S. Federal Public Debt

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As of September 30, 2020, 64 percent of the outstanding amount of marketable Treasury securities held by the public (about $13.1 trillion) was scheduled to mature in the next 4 years. Current coupon rate is around 2,5 percent

During the past decade, the federal government’s debt increased at a faster rate than at any time since the end of World War II, outstripping economic growth over that period. At the end of 2019, federal debt was higher than at any other time since just after the war.

When the federal government runs an annual budget deficit, the Department of the Treasury borrows money to make up the difference between spending and revenue. Then, if special funds like the Medicare trust fund have surpluses, the “extra” revenue is lent to the rest of the federal government.

The federal debt is the total amount of money that the federal government owes, either to its investors or to itself. Total federal debt rose to $26.9 trillion at the end of fiscal year 2020, equal to about 79 percent of GDP, a higher percentage than at any other time since just after World War II.

To finance the government’s activities, the Treasury issues securities—collectively labeled debt held by the public—that differ in time to maturity, the ways they are sold to investors, and the structure of their interest payments. Marketable securities make up the lion’s share of that debt, and nontradable securities, such as savings bonds, make up the rest.

The Treasury sells securities in the capital markets—often through a primary dealer intermediary­—to various U.S. buyers (such as the Federal Reserve System, mutual funds, financial institutions, and individual people), to private investors overseas, and to the central banks of other countries. Domestic investors currently own about three-fifths of outstanding debt held by the public.

Your Mindset and Clarity of Vision

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A young couple moved into a new house. The next morning while they were eating breakfast, the young woman saw her neighbor hanging the washing outside.

“That laundry is not very clean; she doesn’t know how to wash correctly. Perhaps she needs better soap powder. Her husband looked on, remaining silent.

Every time her neighbor hung her washing out to dry, the young woman made the same comments.

A month later, the woman was surprised to see a nice clean wash on the line and said to her husband, “Look, she’s finally learned how to wash correctly. I wonder who taught her this?”

The husband replied, “I got up early this morning and cleaned our windows.”

And so it is with life… What we see when watching others depends on the clarity of the window through which we look.

So don’t be too quick to judge others, especially if your perspective of life is clouded by anger, jealousy, negativity or unfulfilled desires.

“Judging a person does not define who they are. It defines who you are.”

Diversify Your Income Sources

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Relying on a single source of income can be risky, as unforeseen circumstances can lead to financial instability. By diversifying your income sources, you not only increase your earning potential but also create a safety net in case one stream dries up.

Whether it be starting a side hustle, investing in the stock market, or monetizing your skills, having multiple income streams gives you financial flexibility to better weather economic storms.

Take control of your financial future by diversifying your income streams and setting yourself up for success!

Below are seven income sources you can pursue:

  1. Earned Income – this is the money you receive in exchange for your time, skill and labor.
  2. Profit Income – this is the money you earned from sales or providing products and services.
  3. Rental Income – this is the money you earn when you rent out a property you own or collect rental income from an investment.
  4. Portfolio Income – this is the money you earned from investments from stocks, dividends, bonds and interest.
  5. Royalty Income – this is money you received from sources such as royalties or through a contractual agreement for work.
  6. Passive Income – this is money you earn through channels that don’t require your active participation.
  7. Capital Gains – this is money you receive when you sell a capital asset such as real estate or stock.

https://links.myneurogym.com/think&growrich-jafb

Applied Faith – Wishes Won’t Bring Riches

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“If you truly want to change your life, you first must be willing to change your mind.”

 

How to make the crucial leap from faith to action in bringing your dreams to life.

Believe in yourself…Have faith and be confident in your abilities. But faith alone is often not enough. You require Applied Faith.

The greatest application of applied faith is learning the art of keeping your mind focused on what you want.

You need to know how to transform belief into action, and faith into real-life plans.

Application, Enthusiasm, Action are the three keys required to do more than just adapting a “believe in yourself” mindset–but to actually become the person you want to be.

https://www.facebook.com/groups/goalachieverswithjohnassaraf/permalink/839508644520679/

5 lessons from Napoleon Hill’s book “The Law of Success”

1. Definiteness of Purpose: Success starts with having a clear and definite purpose. You should have a specific goal in mind and should work towards it with persistence and determination. Without a clear goal, you are unlikely to achieve success.

2. Self-Confidence: Self-confidence is paramount in achieving success. He explains that a person should have faith in their abilities and trust themselves to succeed. Without self-confidence, a person is likely to give up or be easily discouraged when faced with obstacles.

3. Mastermind Alliance: The power of collaboration and the importance of surrounding yourself with like-minded people who share a common goal. A Mastermind Alliance is a group of individuals who work together towards a common purpose, and this kind of collaboration can lead to greater success.

4. Applied Faith: Faith in yourself, others, and a higher power are crucial for success. Applied faith involves taking action towards your goals while believing that success is possible. It’s importance to persist in the face of adversity.

5. Personal Initiative: Successful people are proactive and take action towards their goals, rather than waiting for opportunities to come to them. And, they take responsibility for their actions and decisions.

“Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go.” ~ Joshua 1:9 NIV