Higher or Conscious Self

Be Grateful and Find Joy in Every Momemt!

The higher or conscious self plays a significant role in shaping your experiences and perceptions.

The higher or conscious self is the true essence of who we are, connected to higher wisdom, intuition, and universal consciousness. This aspect of our being transcends the limitations of our physical existence and egoic mind. It embodies qualities such as deep wisdom and insight, unconditional love, compassion, authenticity, integrity, unity, oneness, calm, and presence.

The higher self operates from a place of unconditional love and empathy, guiding us to live in alignment with our true values and purpose. It recognizes the interconnectedness of all beings and sees beyond the illusion of separation created by the ego, providing a sense of inner peace and presence.

By strengthening the connection to the higher self, one can transcend limitations and live a more authentic, fulfilled, and purpose-driven life.

Learning to trust inner wisdom over external influences is key to aligning more closely with the higher self and achieving personal growth and self-awareness. This balance allows for a life led by intuition and inner wisdom, ultimately fostering deeper fulfillment and alignment with one’s true essence.

Source:  https://m.facebook.com/story.php

Secrets of Money

  1. Invest in and pappreciating assets. Avoid purchasing liabilities.
  2. Avoid conspicuous consumption. No one ever spent their way to financial freedom.
  3. Apply leverage to build wealth.
  4. Detach yourself from things and liabilities you don’t need. Liabilities are the reason you work so hard.
  5. Identify common money pitfalls. Soceity is designed to make you a consumer and for you to trade time for money.
  6. Know where all your money is going. Pay yourself first by saving and investing.
  7. Automate your finances and investments.  Create a financial and wealth building plan.
  8. Be courageous and take risks. Wealth comes from doing what other people won’t. Make financial freedom you too goal.
  9. Increase your income and develop multiple streams.
  10. Be disciplined and develop good wealth building habits.

Happiness is a Choice and Comes from Within

Don’t rely on others or external factors to validate your worth or existence.

True happiness is a choice and comes from within, not from external validation. Seeking validation from others to affirm your existence undermines your own sense of self-worth and resilience.

Embrace the joy of self-discovery and fulfillment without relying on others’ approval. Cultivate inner contentment by choosing happiness, pursuing passions and embracing personal growth.

Remember, your worth isn’t determined by others’ opinions, it stems from your own mindset, self-love and acceptance.

Gratitude is a Superpower and the foundation of all great success.  Appreciate and be thankful for what you already have!

Take Responsibility and Own Your Story

Oner thing you must learn, understand and accept:

You can either keep making excuses for why your life isn’t perfect, or you can admit it’s not perfect and still try to make it better.

You can focus on what youcan change and stop worrying about what you can’t. Life keeps moving forward.

Take it upon yourself to be happy and build wealth. Stop worrying about distractions and what other people think.

Other peopl only know your name, not your story. People will always have different opinion about you. And that’s okay. What matters is how you see yourself as a person. No on can tell your story better than you.

Gratitude is a Superpower and the foundation of all success.  

Gettysburg Address

Delivered at Gettysburg, PA, on November 19, 1863.

“Four score and seven years ago our fathers brought forth on this continent a new nation, conceived in liberty, and dedicated to the proposition that all men are created equal.

“Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure. We are met on a great battlefield of that war. We have come to dedicate a portion of that field as a final resting place for those who here gave their lives that that nation might live. It is altogether fitting and proper that we should do this.

“But in a larger sense we cannot dedicate, we cannot consecrate, we cannot hallow this ground. The brave men, living and dead, who struggled here have consecrated it, far above our poor power to add or detract. The world will little note, nor long remember, what we say here, but it can never forget what they did here. It is for us the living, rather, to be dedicated here to the unfinished work which they who fought here have thus far so nobly advanced.

It is rather for us to be here dedicated to the great task remaining before us,that from these honored dead we take increased devotion to that cause for which they gave the last full measure of devotion, that we here highly resolve that these dead shall not have died in vain, that this nation, under God, shall have a new birth of freedom, and that government of the people, by the people, for the people, shall not perish from the earth.”

U.S. President Abraham Lincoln

Cabo San Lucas, Mexico

Cabo San Lucas is an excellent destination with adventure, relaxation, and romance.

Here’s a glimpse of what you can expect:

  • Land’s End (El Arco): A stunning rock formation at the tip of Cabo San Lucas. It’s particularly impressive at sunset, so consider a boat trip or dinner cruise during this time.
  • Playa del Amor (Lover’s Beach): Nestled next to El Arco, this beach is perfect for couples and offers a romantic setting for watching the sunset.
  • San José del Cabo: Often referred to as the “Old Town,” it exudes traditional Mexican charm and offers a quieter atmosphere with beautiful resorts, a lovely plaza, and excellent dining options.

For those seeking wellness and tranquility, Los Cabos provides a serene escape with its beautiful beaches, crystal-clear waters, and enchanting desert landscapes. There are also events like rooftop live shows, morning Ayurvedic sessions, and candlelight yoga that you might find rejuvenating.

Cabo San Lucas considers themselves the shrimp capital and is renowned for its delicious seafood, including shrimp.

The region’s restaurants offer a variety of shrimp dishes that are a favorite among visitors and locals.

One notable place is Maro’s Shrimp House, which is highly rated and known for its seafood offerings, especially shrimp. They offer a variety of shrimp dishes that are highly rated by visitors

While Cabo San Lucas may not hold the official title of shrimp capital, it certainly is a place where you can enjoy some of the best shrimp dishes.

Gratitude and Financial Freedom

Practicing gratitude can have a profound impact on achieving financial freedom. Here are some key ways gratitude can improve your money mindset and financial well-being:

## Shifts Focus to Abundance, Not Scarcity

Feeling grateful for what you already have, instead of fixating on what you lack, fosters a mindset of abundance.[1][2] This positive perspective reduces financial worry and impulse spending, making you more patient and deliberate with financial decisions.[1]

## Increases Satisfaction with Current Situation

Expressing thankfulness for your present circumstances and material possessions leads to greater contentment.[2] This can curb the desire for unnecessary purchases and make you more willing to save and invest for long-term goals like financial independence.[1][2]

## Motivates Values-Based Money Management

Gratitude motivates you to align your finances with your core values and make choices that provide deeper fulfillment.[2] This could mean prioritizing saving for your children’s education, charitable giving, or working towards an early retirement.

## Improves Financial Resilience

Practicing gratitude, especially during tough financial times, can improve your mood, reduce anxiety, and provide motivation to work through challenges with resilience.[3] An attitude of thankfulness helps you stay present, solution-oriented, and decisive when faced with money issues.

In essence, gratitude nurtures a positive relationship with money. It allows you to feel financially secure with what you have while giving you the patience and motivation to manage your finances more effectively towards achieving true financial freedom.[1][2][3]

Citations:
[1] https://www.sagespring.com/4-ways-gratitude-can-improve-your-money-mindset/
[2] https://singerwealthmanagement.com/why-gratitude-is-essential-for-you-and-your-finances/
[3] https://www.northamericancompany.com/plan-for-tomorrow/gratitude-for-financial-wellness
[4] https://blog.gratefulness.me/money-affirmations/
[5] https://www.nerdwallet.com/article/finance/how-gratitude-can-help-your-financial-life

Best Small Cap AI Stocks to Buy and Hold

The best artificial intelligence small-cap stocks for long-term investment

Sources
The 5 best small cap AI companies to buy now – MarketBeat

Here are some of the best small-cap artificial intelligence (AI) stocks to consider for long-term investment:

SoundHound AI (SOUN) is a leading voice AI company providing conversational intelligence solutions. It has strong revenue growth, with Q1 2024 revenue up 73% year-over-year. SoundHound is well-positioned in the rapidly growing voice AI market and has a median analyst price target of $7, representing significant upside potential from its current price around $5.40,

Recursion Pharmaceuticals (RXRX) applies AI to drug discovery and development. With a market cap around $2 billion, it is one of the larger small-cap AI stocks. Recursion’s unique AI platform for mapping cellular biology could provide an edge in developing novel treatments across many disease areas.

Duos Technologies (DUOT) provides AI-based vision technologies for rail inspection, logistics, and other industrial markets. Its rail inspection business is growing rapidly, and Duos has opportunities to expand into trucking and other transportation sectors leveraging its AI capabilities.

BigBear.ai (BBAI) offers AI-powered decision intelligence solutions for supply chains, autonomous systems, and cybersecurity. While facing recent challenges, BigBear.ai projects 25-39% revenue growth in 2024 and has made acquisitions to drive future growth in these key AI verticals.

CXApp (CXAI) provides an AI-powered workplace app for communications, meetings, and security. It has shown strong revenue growth, turning free cash flow positive in 2023, and analysts view it as an attractive small-cap AI play with room for further expansion.

The key points are that small-cap AI stocks offer higher potential returns but also higher risk and volatility compared to large established companies. A diversified portfolio and long investing horizon are advisable to manage the risks of this emerging, high-growth sector.

 

Get Back on the Bus

One morning, a mother was seeing her 8-year-old son off to school. She walked him to the bus stop, where they waited patiently. The bus came, and her son boarded. The mother then proceeded to go home so she could get ready to go to work.

About 15 minutes later, the doorbell rang, and her son was at the front door. She was shocked to see him since she had just gotten him on the school bus, and then she noticed the school bus with its door open in front of her house.

The mother asked her son, “What are you doing back home?”

Her 8-year-old son said, “I’m quitting school. It’s too hard, it’s too boring, and it’s too long.”

The mother looked at him and said, “That’s life, now get back on the bus.”

Lesson: Life experiences touch all, no matter how young or old.

Investing in Great Companies

All investing is the discounted value of all future cash flow. 

Investing in great companies at reasonable prices is a smart strategy.

Below are nine promising stocks that you might consider for your investment portfolio. Keep in mind that investing always carries risks, so it’s essential to do thorough research and consider your own financial goals and risk tolerance.

Here are some stocks that have caught the attention of experts at Forbes:

  1. Alphabet, Inc. (GOOG, GOOGL): Alphabet, the parent company of Google, has a forward price-to-earnings (P/E) ratio of 22.1. It’s a leader in technology and advertising, making it an attractive choice for long-term investors.
  2. Citigroup, Inc. ©: With a low forward P/E ratio of 8.4, Citigroup is a major global bank. It offers financial services and has the potential for growth.
  3. Fidelity National Information Services, Inc. (FIS): FIS provides financial technology solutions. Its forward P/E ratio is 15.3, and it’s well-positioned in the industry.
  4. Intuitive Surgical, Inc. (ISRG): A pioneer in robotic-assisted surgery, Intuitive Surgical has a forward P/E ratio of 60.9. It’s a high-growth company with significant potential.
  5. The Kraft Heinz Company (KHC): With a forward P/E ratio of 12.2, Kraft Heinz is a food and beverage giant. It’s known for its iconic brands and steady performance.
  6. The Progressive Corporation (PGR): Progressive is an insurance company with a forward P/E ratio of 23.3. It has been consistently growing and is well-regarded in the industry.
  7. Spotify Technology S.A. (SPOT): Spotify, the popular music streaming service, has a forward P/E ratio of 98.0. It’s a high-risk, high-reward stock due to its competitive market.
  8. Tapestry, Inc. (TPR): Tapestry, which owns luxury brands like Coach and Kate Spade, has a forward P/E ratio of 8.7. It’s an interesting play in the retail sector.
  9. TopBuild Corp. (BLD): TopBuild, a construction services company, has a forward P/E ratio of 20.8. It benefits from the housing market and construction industry growth.

Remember that these are just suggestions, and it’s crucial to conduct your own research and consult with a financial advisor before making any investment decisions.

Additionally, consider diversifying your portfolio to spread risk across different sectors and asset classes. Happy investing! 📈👍


References:

  1. https://www.forbes.com/advisor/investing/best-stocks-to-buy-now/