Category Archives: Goals

Hope is a Way of Thinking…a Super Power

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Hope is a feeling of expectation, a desire or wish for a certain thing to happen.

According to psychologist and renowned hope researcher Charles R. Snyder et al. (1991) hope is a positive cognitive state based on a sense of successful goal-directed determination and planning to meet these goals.

“Hope is not an emotion; it’s a way of thinking or a cognitive process.” Brené Brown

In other words, hope is like a snap-shot of a person’s current goal-directed thinking, highlighting the motivated pursuit of goals and the expectation that those goals can be achieved.

Hope helps us remain committed to our goals and motivated to take action towards achieving. Hope gives people a reason to continue fighting and believing that their current circumstances will improve, despite the unpredictable nature of human existence.

As psychologist and renowned hope researcher Charles Snyder et al. (2002, p. 269) stated so eloquently:

A rainbow is a prism that sends shards of multicolored light in various directions. It lifts our spirits and makes us think of what is possible. Hope is the same – a personal rainbow of the mind.

While some approaches conceptualize hope in the realm of being, that is acknowledging hope during illness and within palliative care; Snyder et al (1991) emphasized the relevance of hope in the context of doing – that is the capacity to achieve goals.

According to Snyder’s Hope Theory (Snyder, Irving, & Anderson, 1991), hopefulness is a life-sustaining human strength comprised of three distinct but related components:

  1. Goals Thinking – the clear conceptualization of valuable goals.
  2. Pathways Thinking – the capacity to develop specific strategies to reach those goals.
  3. Agency Thinking – the ability to initiate and sustain the motivation for using those strategies.

Hope does not necessarily fade in the face of adversity; in fact hope often endures despite poverty, war and famine. While no one is exempt from experiencing challenging life events, hope fosters an orientation to life that allows a grounded and optimistic outlook even in the most challenging of circumstances.

Practicing optimism has much in common with hope. Both are concerned with a positive future orientation and both assume that good things will generally occur in one’s life.

The difference is that optimism is a positive attitude about a future event that is probable and likely to occur: the optimist expects that life will work out well and as expected (Scheier & Carver, 1993).

On the other hand, being hopeful is regarded as more realistic than optimistism.

The hopeful individual recognizes that life may not always work out as planned, yet maintains positive expectancy directed toward possible outcomes that hold personal significance (Miceli & Castelfranchi, 2002)

Hope is more than just a state of mind; it is an action-oriented strength.

References:

  1. https://positivepsychology.com/hope-therapy/

C.R. Snyder was a fellow of the APA in the divisions of teaching, social and personality, clinical, and health. He worked as the director of the Clinical Psychology Program at the University of Kansas and was  the editor of the Journal of Social and Clinical Psychology. Snyder passed away in 2006.

The biblical definition of hope is “confident expectation.” Hope means “a feeling of expectation and desire for a certain thing to happen” and it is a cognitive processes or way of thinking.

“Be joyful always; pray continually; give thanks in all circumstances, for this is God’s will for you in Christ Jesus.” ~ 1 Thessalonians 5:16–18 (NIV)

Thoughts of the Day

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Gratitude is a Super Power!

Gratitude is a choice, not just a feeling. You must choose to live a life in gratitude and therefore gratitude is an attitude and virtue. Gratitude is a virtue you choose to live your life by.

“Gratitude is not only the greatest of all virtues but the parent of all the others.” Cicero (106-43bc), Roman Philosopher

Angeles Arrien wrote: “The practice of offering gratitude bestows many benefits. Anger, arrogance, and jealousy melt in its embrace. Fear and defensiveness dissolve. Gratitude diminishes barriers to love and evokes happiness, keeping alive what has meaning for us.”

Gratitude is recognizing the fact that everything good that happens in your life is a gift. Not something we’re entitled to, or should expect, but actually a very sweet gift.

“The more you praise and celebrate your life, the more there is in life to celebrate.” – Oprah Winfrey

“Acknowledging the good that you already have in your life is the foundation for all abundance.” ~Eckart Toll

“Success is the sum of small efforts repeated day in and day out.”– Robert Collier

“Destiny is not a matter of chance, it is a matter of choice. It is not a thing to be waited for, it is a thing to be achieved.” -William Jennings Bryan

“Minimalism isn’t about removing the things you love. It’s about removing the things that distract you from the things you love.” ~Joshua Becker Over

“In every season of our life, we’re tempted to focus on our present burdens and miss the opportunities and blessings.

We love it when we receive the blessing, the promotion, the new house, the baby, but with the blessing comes new burdens, responsibilities, payments, cares.

Rather than enjoy where we are on the way to where we’re going, we get so caught up in the challenges that we miss the beauty of this moment.

You could be in one of the best seasons of your life, but you don’t realize it because you’re focused on the struggles, on what you don’t like, on what’s taking so long.

At some point you have to put your foot down and say, “This is the day the Lord has made”, and I will not allow my burdens to steal my joy, my peace and my enjoyment of my blessings.

Change your perspective and attitude. Shift your focus from life’s burdens to the blessings and opportunities, from what’s wrong to what’s right, from what you don’t have to what you have.

Make the most of abundant joy and peace every day.

“Being grateful all the time isn’t easy. But it’s when you least feel thankful that you are most in need of what gratitude can give you: perspective. Gratitude can transform any situation. It alters your vibration, moving you from negative energy to positive. It’s the quickest, easiest most powerful way to effect change in your life — this I know for sure.” ~ Oprah Winfrey

References:

  1. https://www.joelosteen.com/en-US/inspiration/todays-word/2021/03/21/20/06/Todays%20Blessings

Major Definite Purpose

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“A man without a definite major purpose is as helpless as a ship without a compass.” – Napoleon Hill

Napoleon Hill emphasized in his book “Think and Grow Rich” that the first step of learning how to “Think and Grow Rich” is figuring out what you desire more than anything else – and then coming up with a plan to act on it.

Hill puts a great importance on individuals deciding on a definite major purpose. Yet, it’s not unheard of for people to get stuck on this first step.

In fact, the #1 question that most ask is: “How do I determine what my definite major purpose is? I just don’t know what it is I want to do!”

It is said widely that ninety-five percent of the people of the world drift through life aimlessly without definite purposes for their lives.

Psychological reason for having a definite purpose in life implies that one’s actions are determined by the thoughts of one’s mind. Therefore, if you deliberately hold your definite purpose in your mind with the expectation of it realization, this will permeate your subconscious mind to the point where it will automatically influence the actions needed to achieve your definite purpose.

Once you determine your definite purpose, make sure that it is well-defined. You must write it down and place it where you can see it as soon as you open your eyes in the morning and the last thing that you see before you close your eyes at night.

What is your Life’s Mission? What is the number one purpose in your life? Why are you here? What are the most important accomplishments you desire? And what are you willing to give in return for them? 

What one great thing would you dare to dream if you knew you could not fail, asks Brian Tracy?

“If you could be absolutely guaranteed of successfully achieving any goal, large or small, short term or long term, what one goal would it be?  Whatever you answer to this question, if you can write it down, you can probably achieve it.  From then on, the only question you should ask is, ‘How?’  The only real limit is how badly you want it and how long you are willing to work toward it.” Brian Tracy

Once you know your bigger purpose, it’s easier to figure out your next actions.  And, when you know your bigger purpose, it can help you funnel your time, talent, energy, and effort into something that really matters to you.

Definite Purpose:

If you cannot see the end of the journey, you cannot plot the course to that destination.

Thus, it’s essential to determine “The one goal that is most important to you at the moment. It is usually the one goal that will help you to achieve more of your other goals than anything else you can accomplish,” Tracy writes. In his, “6 Attributes of Your Major Definite Purpose,” Tracy writes:

  1. Your major definite purpose must be something that you personally really want, excites you and makes you happy.
  2. Your major definite purpose must be clear and specific.  You must be able to define it in words and must be able to write it down.
  3. Your major definite purpose must be measurable and quantifiable.
  4. Your major definite purpose must be both believable and achievable.
  5. Your major definite purpose should have a reasonable probability of success.
  6. Your major definite purpose must be in harmony with your other goals and aligned with your values.

“Decide now what you desire from life and what you have to give in return.”

To achieve success, you have know exactly what you want and what you are willing to give-up in return….success and achievement are a two-way street.

References:

  1. https://sourcesofinsight.com/major-definite-purpose/
  2. https://www.mavericonsulting.com/news/2018/12/14/what-is-definiteness-of-purpose-and-why-is-it-so-importantnbsp
  3. https://thinkandgrowrichinstitute.com/definite-major-purpose/

Since 1937, over 120 million copies of Think & Grow Rich have been sold, and it’s the #1 book most people who have successfully built wealth credit with their success.

Major Definite Purpose

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It is said widely that ninety-five percent of the people of the world drift through life aimlessly without definite purposes for their lives.

Psychological reason for having a definite purpose in life implies that one’s actions are determined by the thoughts of one’s mind. Therefore, if you deliberately hold your definite purpose in your mind with the expectation of it realization, this will permeate your subconscious mind to the point where it will automatically influence the actions needed to achieve your definite purpose.

Once you determine your definite purpose, make sure that it is well-defined. You must write it down and place it where you can see it as soon as you open your eyes in the morning and the last thing that you see before you close your eyes at night.

An excerpt from Brian Tracy’s “Goals”

Your major definite purpose can be defined as the one goal that is most important to you at the moment. It is usually the one goal that will help you to achieve more of your other goals than anything else you can accomplish. It must have the following characteristics:

  1. It must be something that you really want. Your desire for this goal must be so intense that the very idea of achieving your major purpose excites you and makes you happy.
  2. It must be clear and specific. You must be able to define it in words. You must be able to write it down with such clarify that a child could read it and know exactly what it is that you want and be able to determine whether or not you have achieved it.
  3. It must be measurable and quantifiable. Rather than “I want to make a lot of money,” it must be more like “I will earn $100,000 per year by (a specific date).”
  4. It must be both believable and achievable. Your major definite purpose cannot be so big or so ridiculous that it is completely unattainable.
  5. Your major definite purpose should have a reasonable probability of success, perhaps fifty-fifty when you begin. Set huge, audacious goals, and you will still be motivated to take the steps necessary to achieve them. But in the beginning, set goals that are believable and achievable and that have a high probability of success so that you can be assured of winning right from the start.
  6. Your major definite purpose must be in harmony with your other goals. You cannot want to be financially successful in your career on the one hand and play golf most of the time on the other. Your major definite purpose must be in harmony with your minor goals and congruent with your values.

“Decide now what you desire from life and what you have to give in return.”

To achieve success, you have know exactly what you want and what you are willing to give-up in return….success is a two-way street.

References:

  1. https://www.achieve-goal-setting-success.com/definite-purpose.html

Working on Your Goals and Expressing Gratitude Everyday

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“With whatever you are struggling to master in your life, create a small habit or routine that gets you one step closer to it each and every day. ” Brendon Burchard

Now more than ever is the time to really appreciate the small, meaningful moments in life. It’s time you stop waiting for ” the anvil of purpose” to fall onto your head and suddenly everything, like life’s vision, purpose and meaning, become clear!

Instead, sit down with yourself and really think about what that purpose, that meaning, that vision for your life can really be.

There is no better time than the present to start this journey of self-exploration and find the ways in which you can truly feel alive, fulfilled, and happy in this life.

Thus, it’s important to make getting better everyday and self-improvement a way of life. It’s important to:

  • Begin the journey to think about and clarify your life’s vision, purpose and meaning.
  • Focus more on expressing gratitude and incorporating everyday wins back into your week and taking the time to appreciate them and let them sink in.
  • Focus more on your habits and long-term goals, and connecting back to your vision and purpose.

In the past, how many times did you achieve something or have special moments with your kids, spouse or friends, only to quickly move on to the next thing?

Life is so short to breeze by these special moments and not appreciate them. Really take the time to feel the day and fill your heart with gratitude. You’ll be happier too!

There’s still time to reclaim your day and schedule activities that add real value and meaning back into your routine. By pursuing your dream for 2 minutes or even 30 minutes every single day.

Don’t wait until next weekend when you might have the time for your goals and vision. Tomorrow isn’t guaranteed and that big dream of yours isn’t going to materialize if you keep pushing it off.

Break down your big audacious goals into quarterly, monthly, weekly, and daily goals. Work on your goals every single day and you will move the needle in your progress and success.

Additionally, if you want to achieve your goals, you should develop a growth mindset. A growth mindset allows you to explore more, take more risks, try new things, and grow more into what you’re capable.

The Power of Reflection

Clarity only happens when you reflect on your long term goals, habits and relationships — daily. It might be time to take a hard, unflinching look at your own performance in these important areas of your life.

When you live a life with intention each day, that brings about true purpose and meaning to your life. And when your days are filled with more purpose and meaning — more happiness and fulfillment tends to follow. And isn’t that the ultimate goal? To live a happy, purposeful and meaningful life.

Personal growth, goals and purpose are things that must be worked on everyday, otherwise you will lose touch with them.

Your Wealth Building and Financial Freedom Coach,

References:

  1. https://growthday.com
  2. https://www.growthday.com/hps-v4

Small, daily actions can gather momentum to become an unstoppable force of change.

  • Outcome – goals and vision
  • Process – habits and systems
  • Identity – mindset, beliefs and thoughts

It’s not too late to prioritize your health and wellness, explains Brendon Burchard,

! If you haven’t already, put your health at the forefront and do everything you can to get your healthy eating, sleep, and exercise routine in place. Because small, daily actions can gather momentum to become an unstoppable force of change.

Living the Life of Your Dreams

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“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” Steve Jobs

Your time is limited, so don’t waste it living someone else’s life or one devoid of purpose. Don’t be trapped by dogma — which is living with the results of other people’s thinking, writes Excellence Reporter in a 2019 article. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.

“Life is to be lived and enjoyed in the moment,” says life coach Lamisha Serf-Walls. “Life is too short not to do what you love and when you are living the life your soul intended, you will experience freedom and bliss you never thought possible.”

Life can be much broader once you discover one simple fact: Everything around you that you call life was made up by people that were no smarter than you and you can change it, you can influence it, you can build your own things that other people can use. Once you learn that, you’ll never be the same or settle again.

“The mystery of human existence lies not in just staying alive, but in finding something to live for.” Fyodor Dostoevsky

You should never have a life’s purpose or live a life with the primary goal of getting rich and building wealth. Money can only be a tool used to achieve a goal or life’s purpose. It should never be your primary goal or purpose.

Instead, your goal and puri should be to value or serve others, to work towards something you believe in and to live a life that matters. You should be building wealth to serve others, to make the world better in some small way or to solve a problem. “Never work just for money or for power. They won’t save your soul or help you sleep at night”, states Marian Wright Edelman.

Additionally, let your passion lead you to your purpose. “If you can’t figure out your purpose, figure out your passion. For your passion will lead you right into your purpose. says Bishop T.D. Jakes  Be candid and honest with yourself about what your passions are. What really lights you up and makes you happy? What would you do if money weren’t a concern and you weren’t afraid? Let your passion lead you to your purpose.

Whether you start writing for fun, volunteer at a shelter, or start a new business, take some action today. Your passion will catapult you forward to more of the same and in no time you will find yourself living the life of your dreams!

According to Johann Wolfgang von Goethe, a German poet, playwright, novelist, and scientist, there are nine requisites for contented and purposeful living:

  1. Health enough to make work and life a pleasure.
  2. Wealth enough to support your needs.
  3. Strength to battle with difficulties and overcome them.
  4. Grace enough to confess your sins and forsake them.
  5. Patience enough to toil until some good is accomplished.
  6. Charity enough to see some good in your neighbor.
  7. Love enough to move you to be useful and helpful to others.
  8. Faith enough to make real the things of God.
  9. Hope enough to remove all anxious fears concerning the future.

“Everyone has a purpose in life…a unique gift or special talent to give to others. And when we blend this unique talent with service to others, we experience the exctasy and exultation of our own spirit, which is the ultimate goal of goals.” Deepak Chopra

References:

  1. https://www.huffpost.com/entry/live-your-life_b_6631456
  2. https://www.thegrowthreactor.com/quotes-about-purpose-in-life/
  3. https://excellencereporter.com/2019/06/11/steve-jobs-on-the-wisdom-and-the-purpose-of-life/
  4. https://excellencereporter.com/2021/11/29/johann-wolfgang-von-goethe-on-the-wisdom-and-the-purpose-of-life/

Purpose

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“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” Steve Jobs

Purpose is an abiding intention to achieve a long-term goal that is both personally meaningful and makes a positive mark on the world, according to The Greater Good Science Center at the University of California, Berkeley. The goals that foster a sense of purpose are ones that can potentially change and improve the lives of other people. “If you can tune into your purpose and really align with it, setting goals so that your vision is an expression of that purpose, then life flows much more easily”, says author Jack Canfield

Purpose is not a destination, but a life’s journey, a mindset and a practice. It’s accessible at any age and at any income level, if we’re “willing to explore what matters to us and what kind of person we want to be—and act to become that person”. Filmmaker and author Drew Scott Pearlman writes: “Your purpose must be particular to you. This is the road less traveled. Your purpose cannot be someone else’s path, not your family’s path nor your friends’ path.”

Individuals with a sense of purpose report higher levels of happiness and life satisfaction—which seems associated with better health, wealth and emotional well-being outcomes. For many people, it was good and beneficial to have a purpose or a goal, no matter what it was.

Additionally, the physical health benefits of a sense of purpose are well-documented. For example, a Harvard’s School of Public Health study found that people who report higher levels of purpose at one point in time have objectively better physical agility four years later than those who report less purpose.

Moreover, researchers suggest that people take better care of themselves when they feel like they have something to live for. Having a purpose also seems to be associated with lower stress levels, which contributes to better health and emotional well-being. And, according to Helen Keller, “True happiness… is not attained through self-gratification, but through fidelity to a worthy purpose.”

Additionally, people with a more “prosocial” purpose—one aimed at helping others—experienced greater personal growth, integrity, and health later in adulthood. This result was echoed by a 2019 study by Anne Colby and colleagues at Stanford University. They surveyed almost 1,200 Americans in their midlife about their well-being and what goals were important to them. The researchers found significantly better physical health and higher emotional well-being among people who were involved in pursuing beyond-the-self goals, compared to those who were pursuing other types of goals. In other words, engaging in prosocial goals had more positive impact on physical health and emotional well-being than engaging in non-prosocial goals.

A sense of purpose appears to suggest that humans “can cooperate and accomplish big things together”. Research suggests that team leaders can effectively boost the productivity, work experience and well-being of their team members by helping them connect to a task-related higher purpose. The 2013 Core Beliefs and Culture Survey revealed that 91 percent of respondents who believe that their company has a strong sense of purpose also say it has a history of strong financial performance.

“Everything in your life informs you what your purpose is. How do you know it’s your purpose? It feels like it’s the right space for you. It feels like ‘This is what I should be doing; this is where I feel most myself.” Oprah Winfrey

Purpose also helps both individuals and the species to survive and thrive. Purpose often grows from our connection to others, which is why a crisis of purpose is often a symptom of isolation. Once you find your path, you’ll almost certainly find others traveling along with you, hoping to reach the same destination—a community.

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According to research by Kendall Cotton Bronk, a professor of psychology in the Division of Behavioral & Social Sciences at Claremont Graduate University, finding one’s purpose requires four key components:

  1. Dedicated commitment,
  2. Personal meaningfulness,
  3. Goal directedness, and
  4. A vision larger than one’s self.

Often, finding our purpose involves a combination of finding meaning in the experiences we’ve had, while assessing our values, skills, and hopes for a better world. It means taking time for personal reflection while imagining our ideal future. “Everything in your life informs you what your purpose is. How do you know it’s your purpose? It feels like it’s the right space for you. It feels like ‘This is what I should be doing; this is where I feel most myself’,” says Oprah Winfrey

A sense of purpose as we navigate milestones and transitions means that we can look forward to more satisfying, meaningful and abundant lives.

“He who has a why to live can bear almost any how.” Nietzsche

References:

  1. https://greatergood.berkeley.edu/topic/purpose/definition
  2. https://greatergood.berkeley.edu/topic/purpose/definition#why-find-purpose
  3. https://greatergood.berkeley.edu/topic/purpose/definition#how-to-cultivate-purpose
  4. https://www.thegrowthreactor.com/quotes-about-purpose-in-life/

Investing Involves Decision Making

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Investing involves decision-making. But not making those investing decisions can be a more costly move in itself.

Choosing to invest your money in the stock market is like picking your first tattoo. The stakes are high and all the available options can seem overwhelming to your senses. Thankfully, there is an an abundant amount of good financial services, resources and advice available to help you avoid making a mistake mistake and to get you started.

There is truly no time like the present to start investing. Because the sooner you start, the more time your money has to grow and the more potential you have to earn, because of the power of compound interest. This is when your money earns money on itself and grows exponentially.

But, growth isn’t always guaranteed. Investing means taking in a certain amount of risk since the market moves in cycles. Although investing comes with some risk, it doesn’t have to feel like a high-stakes gamble.

Rest assured, historically, stocks have bounced back from every downturn in history. And, then continued to climb. Investing consistently overtime can make it easier to ride out the market volatility, the ups and downs.

The first step is determining what you want your future to look like financially in retirement. Retirement is probably your most important and expensive goal, and a good place to start.

It’s important to build a portfolio based on your time horizon, how you want to invest, how comfortable you’re with risk and what you plan to use your investment earnings are for. But, you must get started.

Ready, set, go(als).

Investing could help you owe the IRS less during tax time. For example, you have until the tax filing deadline each year to open and fund an IRA, which could help you claim an extra deduction.

Harvesting losses in your brokerage account could help you reduce your capital gains taxes for the year.

If you want more control over your investment portfolio, self-directed investing is the way to go. Self-directed investing is for people at all experience levels.

However, if you prefer a hands-off approach, financial advisors or automated robo-advisors can help you capture your financial goals and tailor an investment portfolio to achieve your financial goals, complete with regular rebalancing.

But, before you jump headfirst into investing your money, it’s wise to assess your present financial status first (your cash flow and net worth) and make sure you’ve got a solid savings foundation to build on.

Finding a balance between saving your money and building wealth through investing for your future is not rocket science. It is simple to build savings and help take the fear and uncertainty out of investing.

References:

  1. https://taskandpurpose.com/from-our-partners/set-your-future-up-for-success-save-and-invest/
  2. https://www.brighthousefinancial.com/education/retirement-planning/covering-everyday-expenses-in-retirement/