Mindset of Building Wealth

Your mindset is a set of beliefs that shape how you make sense of the world and yourself. It influences how you think, feel, and behave in any given situation or circumstance. It means that what you believe about yourself impacts your success or failure or happiness or wealth.

Simply, your beliefs shape your mindset. Mindset is a collection of beliefs and thoughts. It is a way of thinking:

“Mindsets are those collection of beliefs and thoughts that make up the mental attitude, inclination, habit or disposition that predetermines a person’s interpretations and responses to events, circumstances and situations.”

According to Stanford psychologist and best selling author Dr. Carol Dweck, your beliefs play a pivotal role in what you want and whether you achieve it. Dweck has found that it is your mindset that plays a significant role in determining achievement and success.

Mindsets can influence how people behave in a wide range of situations in life. For example, as people encounter different situations, their mind triggers a specific mindset that then directly impacts their behavior in that situation.

Your mindset plays a critical role in how you cope with life’s challenges. With a positive growth  mindset, adults are more likely to persevere in the face of setbacks. Instead of throwing in the towel, adults with a positive growth mindset view it as an opportunity to learn and grow.

In short, your mindset not only impacts how you perceive the world around you, but also how you see and believe in yourself and your abilities.

Gratitude Mindset

It’s important to be grateful for everything you have in life. For having a roof over your head, a paying job, a family, a good supply of food and water. Simply, gratitude is the “affirmation of goodness”.

Gratitude is a super power! It has been scientifically proven to be good for your health, your well-being, your building wealth, and your relationships.

Psychology research has demonstrated that practicing gratitude is good for improving your health, your well-being, your building wealth, and your relationships.

We often forget to be thankful for what we have…have a mindset and attitude of gratitude.

If you can be grateful for what you have, you won’t take anything or anyone for granted in your life, and you’ll be wealthier and happier in the long run.

Your mindsets have a lot to do with self-confidence, self-esteem as well as self-development and the desire for self-improvement and being grateful.


References:

  1. https://sourcesofinsight.com/what-is-mindset/
  2. https://www.verywellmind.com/what-is-a-mindset-2795025
  3. https://wealthygorilla.com/15-different-types-mindsets-people/

Cacao Flavanol Cognitive Benefits

Compounds in dark chocolate, called cacao flavanols, have recently been linked with improved cognitive (thinking) skills.

There is a wealth of data supporting the benefits of daily cacao flavanol consumption on cognition, mood, and cardiovascular health. And the majority of the studies come from world-renowned research institutions, including Harvard, Columbia, and Northwestern.

A common thread among most flavanol studies demonstrating positive outcomes is the consumption of between 500mg and 1,000mg of cacao flavanols daily,

In fact, one study published in 2012 showed that daily consumption of cocoa flavanols was associated with improved thinking skills in older adults who did have thinking problems, a condition called mild cognitive impairment, according to Harvard Medical School.

After eight weeks, the study demonstrated that people who consumed medium and high amounts of cacao flavanols every day made significant improvements on tests that measured attention, executive function, and memory.

And studies found that cacao flavanols were associated with reduced blood pressure and improved insulin resistance.

Flavanols in cocoa have been shown to help lower blood pressure, improve blood flow to the brain and heart, prevent blood clots, and fight cell damage.

The best way of getting cocoa flavanols is through cacao powder or dark chocolate with at least 80% cocoa that is as natural as possible and has not been processed through the Dutch method, which reduces the content of flavanols. Such cocoa powder or dark chocolate will be bitter.

“The benefits of cacao flavanols on cardiovascular health are well established, and for the general population a daily intake of 200 mg of cacao flavanols is starting to emerge as a potential target within the context of a balanced diet,” says Dr. Alonso-Alonso.

The benefits of cacao flavanols are worth looking into further. The benefits of cocoa flavanols include:

  • Improvement and lowering of systolic and diastolic blood pressure 
  • Lowering of insulin resistance 
  • Improvement in cholesterol and lipid markers
  • Improved cardiovascular function
  • Improve brain health and cognitive function  

To find quality dark chocolate with at least 80% cocoa, follow these tips:

  • Avoid Alkalization or the “Dutch Process” : If this word appears in the ingredient list, avoid that chocolate. Alkalization removes healthy flavonols.
  • 70% Or More Cacao: Cacao beans come from the cacao plant, unlike “cocoa,” the powder made from roasted, husked, and ground cacao seeds.
  • Short Ingredient List: The ideal bar has only 3-4 ingredients—like cacao beans, cocoa butter, sugar, and a natural flavoring.
  • Other Ingredients to Avoid: Hydrogenated oils, Cocoa butter equivalents (CBE), and vegetable oils.

Bottomline, Cacao is rich in antioxidants called flavanols. These antioxidants have been shown to have anti-inflammatory and anti-aging properties. Studies suggest that consuming cacao may help to improve cardiovascular health, protect against sun damage, and even improve cognitive function.


References:

  1. https://www.health.harvard.edu/blog/cocoa-sweet-treat-brain-201502057676
  2. https://academic.oup.com/ajcn/article/101/3/538/4569408
  3. https://www.cacultured.com/blog/cacao-the-ultimate-superfood-for-health-and-wellness

Box Breathing

Box Breathing is a good tool if you’re feeling anxious or highly stressed. It is a very useful technique to help slow down your breathing. It is also a technique used a lot by first responders and even Navy seals to help them remain calm and improve their concentration in order to respond to difficult and stressful situations.

Box Breathing works when you feel stressed or anxious by helping to distract the mind, as it’s focused on the deep breathing and counting, which then in turn helps calm the nervous system, lower your blood pressure and calm the heart, as well as helping you think and behave more clearly and rationally.

May be an image of text that says 'Box breathing Hold for Hd4 4 counts Benefits of box breathing: counts 4 for Inhale 1. Brings balance to your mind and body 2. Regulates your natural rhythm 3. Effective in dealing with stress, anxiety and anger Exhale for 4 counts Hold for 4 counts'

How does it work?

  • Breathe in through your nose for the count of 4
  • Then hold for the count of 4
  • Exhale for the count of 4
  • Again, hold for the count of 4

Repeat as many times as you need to until you begin to feel relaxed and calm.

Breathing properly brings more oxygen to your brain, helps your body and your mind to relax and heal, expands and strengthens your lungs, and calms your nerves. Box Breathing done consistently, first thing in the morning, a few times throughout the day, and right before bed can and will work wonders!

The Wisdom of Steve Jobs

“For the past 33 years, I have looked in the mirror every morning and asked myself: ‘If today were the last day of my life, would I want to do what I am about to do today?’ And whenever the answer has been ‘No’ for too many days in a row, I know I need to change something.” ~ Steve Jobs

“Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” ~ Steve Jobs

“Being the richest man in the cemetery doesn’t matter to me. Going to bed at night saying we’ve done something wonderful… that’s what matters to me.” ~ Steve Jobs

Finally…

“The people who are crazy enough to think they can change the world are the ones who do.” ~ Steve Jobs

“When you grow up you tend to get told that the world is the way it is and your life is just to live your life inside the world. Try not to bash into the walls too much. Try to have a nice family life, have fun, save a little money. That’s a very limited life. Life can be much broader once you discover one simple fact: Everything around you that you call life was made up by people that were no smarter than you. And you can change it, you can influence it… Once you learn that, you’ll never be the same again.” ~ Steve Jobs


References:

  1. https://blog.hubspot.com/sales/steve-jobs-quotes

Inflammation…“Set Afire”

The word “inflammation” traces back to the Latin for “set afire.”

Chronic inflammation plays an important role in the development of many diseases. Mounting evidence suggests that inflammation is a common underlying cause of major degenerative diseases. The four leading diseases — coronary artery disease, diabetes, cancer, and Alzheimer’s — may all be enabled by inflammation.

In some conditions, like rheumatoid arthritis, you feel heat, pain, redness, and swelling. But in other cases — like heart disease, Alzheimer’s, and diabetes — it’s not so obvious. If you didn’t go looking for it with tests, you wouldn’t even know it’s there.

Inflammation actually is good in the short run. It’s part of your immune system’s natural response to heal an injury or fight an infection.

But in the long-term, if inflammation becomes a long-lasting habit in your body, that can be bad for you. Long-term, or “chronic,” inflammation is seen in many diseases and detrimental metabolic conditions.

Inflammation can lead to heart attack

Inflamed arteries are common among people with heart disease. Some researchers think that when fats build up in the walls of the heart’s coronary arteries, the body fires back with inflammatory chemicals, since it sees this as an “injury” to the heart. That could trigger a blood clot that causes a heart attack or stroke.

Inflammation is connected to diabetes

Inflammation and type 2 diabetes are linked. Doctors don’t know yet if it causes the disease. Some experts say obesity triggers the inflammation, which makes it harder for the body to use insulin.

Inflammation is tied to Alzheimer’s

Chronic brain inflammation is often seen in people with this type of dementia. Scientists don’t yet understand exactly how that works, but inflammation may play an active role in the disease. Experts are studying whether anti-inflammatory medicine will curb Alzheimer’s. So far, the results are mixed.

Regarding Rheumatoid Arthritis does damage

Regarding Rheumatoid arthritis, the immune system attacks your body’s joints, causing inflammation that can harm them — and even the heart. Symptoms include pain, stiffness, and red, warm, swollen joints.

Vitamins, minerals and foods to combat inflammation response

  1. Vitamin A – it boost your immune system and guards against infectious diseases, thus reducing inflammation.
  2. Bromelain – in pineapple, this powerful enzyme fights inflammation and boosts your immune system
  3. Capsaicin – in chili peppers, it stops a group of proteins that control your body’s response to inflammation.
  4. Curcumin – found in turmeric, it is known for its natural antioxidant and anti-inflammatory properties. Studies show curcumin helps with certain conditions, including arthritis, inflammatory bowel disease, and fatty liver disease.
  5. SAM-e – It might sound like the name of a friendly robot, but it’s short for a natural compound in your body. Studies show it might control inflammation and may work as well as mainstream treatments for osteoarthritis.
  6. Upgrade Your Diet – Refined carbohydrates, red meats, and fried foods raise inflammation in your body. Instead, you should consume inflammation-fighting fruits, vegetables, nuts, beans, and fish.

Finally, get enough sleep, since when you don’t get the sleep you need, your body may kick inflammation up a notch. Your nightly sleep goal should be 7-9 hours every night. Aim for both quality and quantity.


References:

  1. https://www.health.harvard.edu/staying-healthy/inflammation-a-unifying-theory-of-disease
  2. https://www.webmd.com/women/ss/slideshow-what-is-inflammationhttps://www.webmd.com/women/ss/slideshow-what-is-inflammation
  3. https://www.webmd.com/vitamins-and-supplements/ss/vitamins-supplements-fight-inflammation

CBD at a Glance

CBD is short for cannabidiol (pronounced kan-a-bih-die-ole).

CBD is one of hundreds of chemical compounds found in cannabis plants. One large group of these compounds is known as cannabinoids. Scientists have identified more than 100 cannabinoids, including CBD.

Besides CBD, another compound found in cannabis is THC, short for tetrahydrocannabinol. THC is “pscychoactive,” meaning it produces a high, a feeling of euphoria. CBD does not have this property.

There is a lot of confusion and misinformation floating around on the internet about CBD, and cannabis in general. People observe claims on the internet that cannabis and cannabinoids being cure-alls for everything from Alzheimer’s to warts,

Studies and anecdotal experience suggest a variety of possible health benefits from cannabinoids such as CBD and THC—for example, easing chronic pain and anxiety—but researchers are still learning exactly which compound produces which effects, and what the risks are.

But, it’s important to point out that it might not even be CBD that’s responsible for therapeutic effects, writes Dr. Mallory Loflin, a research scientist with VA and assistant professor of psychiatry at the University of California, San Diego. It could very well be one of its metabolites [substances that are created when a compound is broken down in the body]. It’s also very likely that a lot of those other compounds in the cannabis plant have therapeutic benefit. However, it’s equally likely that a lot of them also interact with and suppress the effects of CBD, as well. The problem is that most of those other compounds have not been categorized in a systematic way, and there is very little known about their bioavailability, metabolism, actions, and effects.

The terms hemp and marijuana are associated with CBD, and there is much confusion as to their precise definitions. What’s important to know is that varieties of the cannabis plant that would be considered marijuana contain far more THC than do varieties that are grown as hemp. According to the 2018 Farm Bill, hemp that is grown legally in the U.S. can contain no more than 0.3 percent of THC.

CBD products can be derived from either “marijuana” or “hemp” varieties of cannabis—or they can be made synthetically in a lab. CBD can be used in various forms, such as oils, sprays, creams, gummies, and capsules.

Although CBD does not produce a high, until recently it was considered a Schedule 1 drug—in all its forms—and was subject to tight regulation. The 2018 Farm Bill loosened restrictions on CBD derived directly from hemp, as part of the bill’s legalizing of commercial production of hemp.

Currently, there are no hemp-derived CBD products that meet FDA criteria for research. The synthetic version being used in the VA trial and other forms of CBD being used in research are still classified as Schedule 1 drugs. As such, approvals for the research must be obtained from several agencies, including the Drug Enforcement Administration and the FDA.


References:

  1. https://www.research.va.gov/currents/0219-San-Diego-VA-study-testing-cannabidiol.cfm

Do-It-Yourself Tests to Monitor Your Health

Five Do-It-Yourself Tests to Monitor Your Health as You Get Older

There are several simple exercises you can do at home, like standing on one leg, measuring the distance you can walk and standing up from sitting, to monitor and assess your health and well-being, according to The Wall Street Journal. 

Here are five exercises you can do at home that doctors and experts on aging recommend for monitoring your health. But, it’s important to emphasize, none of the simple exercises are a substitute for regular medical care and professional health assessments.

One-legged standing test

The average person under the age of 70 should be able to stand on one leg for 10 seconds at a time, says Claudio Gil Soares de Araújo, a sports and exercise physician in Rio de Janeiro.

A recent study published in the British Journal of Sports Medicine, which found that the ability of middle-aged and older adults to stand barefoot on one leg for 10 seconds was associated with higher rates of survival years later. Researchers used an adjusted model that accounted for factors including age, sex, body-mass index and comorbidities. 

Try it at home while brushing your teeth, but make sure you have a nearby wall or person to hold on to if you start to wobble. Keep your arms and elbows extended naturally by your side, and place the front foot of the lifted leg on the back of your opposite calf. If you can’t maintain a static stance for 10 seconds, you should consider consulting a physical therapist or doctor about your fitness level.

Sit-to-stand test

The sit-to-stand test involves sitting in an armless chair and timing how long it takes you to stand up and sit back down.

Sit in a chair with your arms crossed over your chest, then stand up while keeping them crossed, and sit back down five times.

The average person in their 60s should be able to complete this sequence in 11.4 seconds, a person in their 70s should be able to complete it in 12.6 seconds and a person in their 80s should be able to complete it in 14.8 seconds, says Natasha Bhuyan, a Phoenix-based primary-care physician and regional medical director at membership-based primary-care practice One Medical. The times come from an analysis of studies that have looked at the sit-to-stand test, she says.

The sit-to-stand test measures balance, which is an important indicator of long-term health and a predictor of falls, says Dr. Bhuyan. The test also evaluates strength in the lower extremities. If you don’t perform well, talk with your primary-care doctor.

Push-up test

The number of push-ups you can do may provide useful feedback about your musculoskeletal health. A 2019 study published in the Journal of the American Medical Association found that among men with an average age of 40, participants able to complete fewer than 10 push-ups (without long pauses) were at a significantly higher risk of cardiovascular disease than those on the upper end of the spectrum of endurance, who could do more than 40.

For men in their 50s and 60s who can’t do more than 10, he says, the results should be a red flag. “It’s probably confirmation of what you already believed, which is that you might be neglecting strength and resistance training,” says Nathan LeBrasseur, director of the Mayo Clinic’s Robert and Arlene Kogod Center on Aging.

Six-minute walk test

In this test, measure how far you can power walk (not run, not stroll) in six minutes. If you don’t get farther than 350 meters, or about 1,150 feet, that could indicate other health issues, according to physicians.

The exercise helps measure endurance and fitness, which can provide clues to your cardiovascular and lung health. 

There is no perfect age to start this test, says Dr. Bhuyan. Doctors often perform it with patients as people transition to Medicare coverage at age 65, she says, if they have concerns about mobility issues. (In a clinical setting, the test is often performed in a long hallway.) 

You can try doing it yourself earlier. Some people may want to start in their 50s, Dr. Bhuyan notes, especially if they are experiencing shortness of breath while walking.  

Another version of the test is to visit a 400-meter track and time yourself to see how long it takes you to power walk one lap. A time longer than six minutes and 40 seconds would be “of significant concern” for a person in their 50s, says Dr. LeBrasseur.

If the distance is challenging to complete, or if you are seeing a significant increase in the time it takes you to complete the same distance year-over-year, consult your doctor.

Cognitive test

Cognitive health in midlife is an important predictor of health later on, neurologists say. It’s a good idea to get a baseline measurement around age 65 or earlier if you have a family history of cognitive decline or are noticing yourself forgetting something that used to be a no-brainer, such as paying bills.

The Self-Administered Gerocognitive Exam (SAGE) is an at-home, 10 minute to 15 minute screening test that can help detect early signs of cognitive, memory or thinking impairments, says neurologist Douglas Scharre, who developed the exam. It includes memory recall questions and simple math problems.

A digital version of the exam automatically calculates your score at the end. Users must pay for the digital version. For people who prefer the free, printable version, Dr. Scharre recommends taking the results to your primary-care doctor for scoring and interpretation.

If further evaluation is recommended, your doctor might suggest you take a test called the Mini-Cog. The test is administered by a professional, says Sonja Rosen, chief of geriatric medicine at Cedars-Sinai.


  1. Alex Janin, Five Do-It-Yourself Tests to Monitor Your Health as You Get Older, The Wall Street Journal, July 21, 2022. https://www.wsj.com/articles/five-do-it-yourself-tests-to-monitor-your-health-as-you-age-11658364889
  2. https://wexnermedical.osu.edu/brain-spine-neuro/memory-disorders/sage

Growing Your Gratitude

“The single greatest thing you can do to change your life today would be to start being grateful for what you have right now. And the more grateful you are, the more you get.” — Oprah Winfrey

By cultivating a life of gratitude, you will be able to feel joy no matter what your circumstances are. As dark as things might seem, if you can dig deep and find something to be grateful for, your whole attitude can change.

According to an article in Psychology Today, “Scientists say that these techniques (focusing on gratitude) shift our thinking from negative outcomes to positive ones, elicit a surge of feel good hormones like dopamine, serotonin and oxytocin, and build enduring personal connections.”

Being grateful shouldn’t be reserved for those times when it’s easy to be grateful, either. Gratitude promotes life. It’s optimistic. Practical. It takes courage and brains to be grateful.

Gratitude clears the way for positive choice and change. It motivates and moves you into a higher place so you feel better. Hopeful. Strong.

When you appreciate things you’re kinder. Gratitude boosts you physically, mentally and emotionally.

Gratitude helps you build wealth

Nourishing yourself with gratitude makes you feel stronger, more alert and alive. It builds up and strengthens your entire body, mind and spirit.

Six strategic steps to fill up your gratitude account:

  1. Call it “intentional gratitude” or “conscious appreciation” but build a new habit of expressing gratitude frequently. It will make you feel fortunate, powerful and kind.
  2. Create a specific daily mantra for yourself — a prayer, wish, vow or commitment —
    ‘I am grateful for_______________’. Have it in your mind. Say it to people. Write it in notes and emails.
  3. “Thank you” takes one second to say. Consciously look to express it and do good things often. Don’t miss an opportunity to be grateful.
  4. Start a Daily Gratitude Journal – Write 3 things you’re grateful for every night before bed.
  5. How does gratitude live in the world? Look for examples in music, art, literature, daily life, history, people you see and know.
  6. Acknowledge negativity and counter it with genuine appreciation and thanks.

“Gratitude is strongly and consistently associated with greater happiness. Gratitude helps people feel more positive emotions, relish good experiences, improve their health, deal with adversity, and build strong relationships…regardless of the inherent or current level of someone’s gratitude, it’s a quality that individuals can successfully cultivate further.”


References:

  1. https://www.huffpost.com/entry/grow-your-gratitude-six-easy-steps-for-smart-people_b_5760096
  2. https://www.aplanforjoyinthehome.com/grow-in-gratitude/
  3. https://www.seventeen.com/life/a37198250/gratitude-quotes/

Immunity Boosting Foods

Food is medicine.

Food, along with exercise and adequate sleep, are done of the most powerful tools you have to help prevent disease and improve your overall health. And, a healthy body and mind begins with a healthy immune system, writes Angie Ferguson, an exercise physiologist and Tony Robbins Results Coach.

In addition to developing healthy lifestyle habits, the food you eat can help to reduce the risk and severity of infections, cardiovascular disease and diabetes. In short, healthy, nutrient dense “food can be medicine”.

When trying to stay healthy, it’s best to cut back on foods that lead to inflammation (processed meats and foods, saturated fats, refined carbs, sugary foods and beverages) and instead fuel yourself with foods full on nutrients, antioxidants, vitamins and minerals.

  • Citrus fruits – vitamin C is an antioxidant
  • Garlic – contains the antioxidant allicin, which has antibacterial properties and strengthens your immune system
  • Ginger – has anti-inflammatory, antioxidant and antimicrobial properties
  • Mushrooms – packed with vitamins and minerals and bio-active compounds called beta-glucans known to boost immunity
  • Green leafy vegetables – provide anti-inflammatory antioxidants, vitamins and minerals
  • Berries – rich in vitamin C and anthocyanins, which possess antioxidants agents, anti-inflammatory properties and support a healthy cardiovascular system
  • Turmeric – contains cur cumin which is an anti-inflammatory, antioxidant, anti-bacterial and detoxifying ingredient that’s amazing for digestive health.
  • Sweet potatoes and carrots – excellent sources of beta carotene which can reduce inflammation and boost immune function by increasing disease fighting cells in the body.
  • Olives – this fruit is an antioxidant powerhouses, which reduces inflammation and fight bad bacteria. Studies have shown that eating olives can raise levels of glutathione, a powerful antioxidant which acts as a defense against bacteria that cause airway and stomach infections. Olives possess a monounsaturated fat called oleic acid, which prevents heart diseases like atherosclerosis, heart attacks, plaque build-up, and strokes. The oil of olives is where this oleic acid is located; it can lower blood pressure and cholesterol, which reduces the chances of cardiovascular complications and general stress on the system.

Enjoy these nutrients dense foods in their different forms and see how healthy they can make you feel!


Reference:

  1. Ferguson, Angie, “First Line of Defense”, Florida Times-Union, , June 7, 2022, pg 1D.
  2. https://www.organicfacts.net/olives.html

Angie Ferguson is an exercise physiologist and Tony Robbins Results Coach.

Your Health is Everything

Health is the greatest wealth!

People who’ve been sick and infirm understand that your health is everything and without health, nothing else like wealth and financial freedom matters.

You may wonder what being in good working order that has to do with wealth. Well, for starters, you can’t build wealth if you’re falling apart at the seams.

How bitter would it be to discover that your physical health is in tatters by the time you’ve achieved your wealth building and financial freedom goals.

So keep it simple: A healthy diet, regular exercise, sufficient sleep and regular doctor and dentist visits for checkups and at the very first sign of a problem.

Commit to a life of slow and steady wealth building, not the hope of a sudden windfall.

You might need to institute some austerity measures at first, which sounds neither fun nor glamorous. But some of the wealthiest people in the world have accumulated wealth without flaunting it.

Like a healthy diet, wealth creation must become an integrated part of your lifestyle. You’ll want to invest and build wealth for the long term. This doesn’t imply that you make an investment and hope it’ll grow miraculously on its own. Like a home, car, your kids or pets, you need to care for your investments, measure them, research them, feed them and adjust them.

Physical health is built through the long-term compounding of daily actions:

  • Exercise—daily movement
  • Nutrition—mostly real and natural foods
  • Sleep—good sleep habits

It’s never too late to start building—or restoring—your physical wealth.

Healths is wealth!


References:

  1. https://bestlifeonline.com/best-wealth-building-tips-ever/

“The trouble with most people is that they quit before they start.” ~ Thomas Edison