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The first step to becoming financially independent starts with the mind. Before starting your debt free plan, be real with yourself about money.

Why do you want to be debt free?

What does financial independence mean to you?

What will you be able to accomplish once you are debt free?

What would you do with your life?

How will this journey impact you, your family and generations to come?

Thought-provoking questions can reshape years of negative thoughts, intentions, and bad habits with money.

Before I started my debt free journey, I allowed myself to dig deep into the plans that I had for my future. I wrote down goals (several times), dreamt about the future, practice gratitude and got excited about the result. With my new plan in place, I felt determined and even more disciplined to see the journey through.