Tag Archives: Finance

What Is Financial Health? – Morningstar Blog

Posted on by

When evaluating a client’s “financial health,” advisors should take into account both economic stability and emotional well-being.

Emotional health is wreaking havoc on their finances. Some clients may be financially well-off, but so fearful of making a wrong choice that they don’t make any, leaving their wealth to slowly erode in cash accounts. Then there are clients who spend too freely, choosing blissful ignorance about potential damage to their bottom line.

Neither of these types of clients are financially healthy—regardless of wealth—because an individual’s attitude toward finances is just as essential to overall health as it is to the economic aspects of one’s life. In fact, the American Psychological Association  reports that money is continually one of the top sources of stress in U.S. households, regardless of the economic climate. 

It’s time to redefine the term “financial health” so it includes both a person’s economic stability and emotional well-being around his finances.  

— Read on www.morningstar.com/blog/2019/04/11/financial-health.html

What Is Financial Health? – Morningstar Blog

Posted on by

Economic stability is only part of reaching financial health 

What is financial health? The topic usually brings to mind only a person’s monetary wealth, but, as many advisors know, even the wealthy can suffer because of their finances. For example, consider the client who has more than enough financial resources to last the rest of his life, but gets anxious about even the smallest splurge. A standard financial algorithm would classify this type of client as being in excellent financial health, since he possesses enough material wealth to withstand any reasonable economic shock. Yet, this finance-related anxiety can ultimately mean his quality of life is quite low.
— Read on www.morningstar.com/blog/2019/04/11/financial-health.html

Guide to the Markets Viewer – J.P. Morgan Asset Management

Posted on by

J.P Morgan’s Guide to the Markets, illustrating compressive market & economic histories, trends & statistics
— Read on am.jpmorgan.com/us/en/asset-management/gim/adv/insights/guide-to-the-markets/viewer

Recessions and bear markets

Stock market since 1900

The Art of Disciplined Investing – Retirement Researcher

Posted on by

Disciplined investing is rewarded by the financial markets because capitalism, by and large, works. For investors to put their capital at risk, there needs to be a commensurate expected return. This is finance. Everything else is just details.

Investors are rewarded for taking risks. That means that sometimes that return doesn’t appear. In fact, if you look at the equity premium, or the returns stocks minus the returns of short term US Treasury bills, it’s actually pretty rare for the premium to be close to the average.
— Read on retirementresearcher.com/the-art-of-disciplined-investing/

Understanding Bonds: Riding the Yield Curve

Posted on by

Rates on bonds of different maturities behave independently of each other with short-term rates and long-term rates often moving in opposite directions. By comparing long- and short-term bond yields, the yield curve describes future trends in bond returns.
— Read on www.kiplinger.com/article/investing/T052-C000-S001-riding-the-yield-curve.html

Equity Volatility Does Not Spell Recession – TheStreet

Posted on by

A Recession Is Not Imminent.

Equities and bonds are worried about a recession.

With the escalating trade war with China, the odds of a U.S. recession have risen a little, to say a one-in-three chance. Still, we are hard pressed to see an actual U.S. recession.
— Read on www.thestreet.com/markets/equity-volatility-does-not-spell-recession-15065765

13 High-Yield Dividend Stocks to Watch

Posted on by

High-yield dividend stocks have gained even more allure lately in the face of shrinking bond yields. However, while a handful are ready buys right now, several more sport alluring yields – at least 5%, and up into the double digits – but need a little more time to simmer before it’s time to dip in.

Patience is a virtue in life. That’s particularly true in the investing world. It’s even true across investing disciplines. Sober value investors wait for their price before buying, but disciplined market technicians also know to wait for the proper setup before trading.

Sometimes, you need to wait for a fundamental catalyst to make your trade worth making. Other times, it’s simply a matter of waiting for the right price. But the key is having the self-control to wait for your moment. Lack of patience can be a portfolio killer.

“We tell our clients during the onboarding process that we won’t be investing their entire portfolio on day one,” explains Chase Robertson, Managing Partner of Houston-based RIA Robertson Wealth Management. “We tend to average into our portfolios over time as market conditions warrant, and we’re not opposed to having large cash positions. Our clients thank us in the end.”

Today, we’re going to look at 13 high-yield dividend stocks to keep on your watch list. All are stocks yielding over 5% that you probably could buy today, but all have their own unique quirks that might make it more prudent to watch them a little longer rather than jump in with both feet.

Click on the link below for more information.

apple.news/A552TdyXQQf23Eq13U7uxnA

3 Secrets to Retiring Rich

Posted on by

Your ideal retirement may involve a lot of travel, the purchase of a few big-ticket items, and decades of worry-free, work-free days. But it’ll take a large nest egg to get there.

If you want to to retire wealthy enough to achieve your goals, you have to begin planning immediately. Start with these three steps.

Click on link below to read entire article.

apple.news/ArS5WUvycTlGxqinL5ZOQAQ

How to start a side hustle: Many Americans want a side job, data shows

Posted on by

Side hustles are all the rage these days, so it’s not surprising to learn that more people want a piece of the action. In fact, in a survey of 2,000 workers with full-time jobs commissioned by Vistaprint, an online provider of marketing products and services to small businesses, 55% said they’d like to turn a hobby into a side business.

If you’re eager to earn extra money, a side hustle is a great way to go – especially since those surveyed added an average of $14,705.16 to their annual income as a result of that side work. Here’s how you can start a successful side hustle and, ideally, join their ranks.
— Read on www.usatoday.com/story/money/2019/08/04/55-of-americans-want-to-start-a-side-hustle-data-shows/39875257/