“The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well.” ~ Ralph Waldo Emerson
To find your purpose, ask yourself what you care deeply about. By focusing on purpose, you can align your life and work with your deepest values, and also relieve yourself of the expectation that life or the long slog of a career will be all (or even mostly) happiness and sunshine.
“The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well.” ― Ralph Waldo Emerson
For some people, the purpose of life may be to make the world a better place. Others may believe that the point of life is to find and achieve personal fulfillment. And some may feel that the point of life is simply to enjoy it as much as possible.
Many scientists would say that the purpose of life is to evolve and to live a life of purpose, according to Psychology Today magazine.
The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well.
— Psychology Experts (@Psychology_EX) December 25, 2022
Evolution is the process that allowed organisms to survive and thrive. Humans, along with every living animal or plant, owe our existence to it.
Our purpose is to “evolve” during our lifetime because that is consistent with our evolutionary purpose.
Thus, the purpose of life?” is that we are here so that we can continue to live, adapt, learn, and grow. A purpose of life, and our purpose, is to continue to evolve.
We Evolved to Evolve
“Evolution” is a process of learning, adapting, and growing to be more effective and efficient, we see evolution everywhere.
Evolution is fundamental to every living organism. Inherent to our existence is that we learn, adapt, and grow. Additionally, maintaining healthy personal relationships is existential to our existence
Health, happiness, and longevity are the payoffs for this. Since our biological evolution is the foundation of our existence, a purpose of our lives is to continue to “evolve” during our lifetime by learning and growing.
There are several ways to grow, adapt and learn (to find purpose) in life, such as:.
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Adam Leipzig gave a TED talk regarding discovering your Life Purpose in 5 minutes. In his talk, he discusses a five step process to find meaning and purpose in your life.
In a non-scientific survey of Yale University classmates attending a college reunion, Adam Leipzig discovered to his dismay — despite financial, material and career success — that:
He explained that the people who were happy with their lives knew their life purpose. For this to take 5 minutes, you need to already know the answers to these 5 things or questions:
The most successful and happy people in almost every field and walk of life are outward focus and focus on the people they serve first and foremost.
So, when people ask you, “what do you do”, just respond how what you do changes the lives of people. For example: “I help people build wealth, better manage their money, and achieve financial freedom”. In a way, this can become your personal brand and elevator pitch. And it can be that simplite.
Adam Leipzig is a producer, executive and distributor. and has produced more than 300 stage plays and live events, and one of the founders of the Los Angeles Theatre Center.
Your Life Purpose comes down to what you really want to do to serve others and what you really enjoy doing to serve other, in the end. What you feel the most alive and happy doing while serving others.
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Investing in assets is a great way to grow your money or to put your capital to work.
If there’s any lessons investors relearned in 2022, when investing in stocks, bonds, derivatives and real estate, it’s that the markets will be unpredictable, defy logic and offer unexpected surprises.
Sometimes investors can correctly anticipate what’s coming based on our past investing experience and macro economic information. Other times, investors are reminded no matter what they thought they knew, the market always knows better.
For these reasons, it’s important to remember you can always become a better, more patient and disciplined investor, whether you’re learning lessons the hard way, reminded of lessons you previously learned, but forgot, or learning from the good or bad experiences of others.
Here are 10 Critical investing lessons you wish you could teach your younger, novice self:
1) Personal finances first – Master and manage your personal finances first and foremost. Dealing with volatility is never easy, but it’s so much easier when your personal finances are rock-solid (no bad or debilitating debt, positive cash flow and net worth, emergency fund established). Know and strengthen your personal balance and cash flow statements. And, always have some cash on hand to take advantage of market dips and pullbacks.
2) Expect to be wrong often when investing – You’re going to be wrong when investing. You’re going to be wrong a lot. Your goal isn’t to bat 1.000 (that’s impossible). Your goal is to increase your odds of success. Even the best investors are wrong approximately 2 out of 5 times.
3) Sell slow – Don’t be in a rush to sell – It’s tempting to book a profit quickly or sell when you get scared. One investor sold MSFT at $24. Current price: $268. Selling a mega-winner early is the most expensive investing mistake you can or will make. And, don’t forget about taxes when you earn income or sell assets. Any income (or profit) you earn from selling assets is taxable. Before you sell any appreciated asset or take any income, make sure you have enough money for the taxes so that your gains will not be wiped out by taxes alone.
4) Watch the business – Watch the business, not the stock. The two are not linked at all in the short-term. But are 100% linked in the long-term. Always remember, you’re buying a piece of a business, do understand the business and how that business generates cash flow.
5) Buy quality – Capital is precious. Making money and putting money to work for you are hard. Saving it and growing it are harder. Buy the highest-quality investments you can find. Avoid everything else. When you focus on buying quality, opportunities can be found in any market whether it be up (bull) or down (bear). Thus, stick to your long-term plan of buying quality companies every month and forget about how everybody else is performing.
6) Add to winners, not losers – Add more capital to your winners, not your losers. “Winners” means the business is executing. “Losers” means the business isn’t. Add to the best companies you can find at better and better value points.
7) Patience above all – Your biggest edge and investing super power is patience. Don’t waste it. Compounding over the long term is the greatest power of investing. Your holding period for an investment asset should be measured is in decades, not days.
8) Do nothing is usually correct – “Do nothing” (being a long term investor) sounds easy, until you start investing your capital. Investing should be more like watching paint dry than a Las Vegas casino. More often than not, it’s the correct thing to do. Ninety-nine percent of good investing is doing nothing. It’s essential to ignore the noise and the hysteria of Mr. Market. Never Let Short-Term Volatility Dictate Your Long-Term Investment Decisions.
9) Learn valuation – Know what valuation metrics matter and when they matter. P/E Ratio is great, but it’s not universally applicable, and it only works when a company is in mature (stage 4). Consider ROIC, P/FCF, and P/Sales. Remember: Every investment is the present value of all future cash flow.
10) Network with others – Connect with other trusted long-term investors and experts. A good community is worth its weight in gold. Especially when bear markets appear.
Final thought: Have a plan – A financial plan is paramount to your financial success. During periods of volatility, you often hear that investors should “stay the course”, but there is not a course to stay without having a comprehensive financial plan.
The plan should be based upon your goals, values, purpose and dreams for the future, short and long term. It is a roadmap for your financial future and it should provide a guide for how you invest. The plan should also address other areas such as retirement planning, estate planning, risk management, asset allocation review, and cash flow planning.
In all things, be grateful! Appreciate and be grateful for all aspects for your current life and the abundance of opportunities. Gratitude influences your state of mind, your behavior, your relationships and your perspective on the world.
Roman philosopher Cicero said that, “Gratitude is not only the greatest of the virtues but the parent of all the others.”
Source: Brian Feroldi, 10 Critical Investing Lessons, Twitter, June 25, 2022.
“Cherish your visions and your dreams as they are the children of your soul, the blueprints of your ultimate achievements.” – Napoleon Hill
What’s the purpose of your life? Or to be more specific, what is it that adds meaning and satisfaction to life? What is it that gives us a sense of purpose?
Like many people, you might feel that you’re simply existing in life, going through the motions without understanding what it all means.
In living the “a purpose driven life”, you’ll start to find meaning in every moment of your life. You’ll learn to deepen your love for yourself and others, find the unique purpose you were made for, and prepare yourself for a meaningful life.
Jack Hawley writes in Reawakening the Spirit in Work, “Our life direction is about moving into the vacant upstairs flat.”
Purpose is that home within, that place where our talents, values and service to others-drive reside. It’s there all the time, waiting for your arrival. You may have been too busy “living your life downstairs” to even notice.
Successful investors and wealth builders tend to be purpose driven. They tend to have a clear vision about what to focus on and a plan on how to accomplish their wealth building and investment goals.
They have deadlines and milestones, and stick to them, holding themselves accountable for their progress or lack of progress. They focus on the prize and literally speak their reality into existence. Once they say they will do something, they do it!
People aren’t successful by chance.
People choose to be successful and then make it happen by first having a vision and written goals. They don’t ask for permission and they don’t search for acceptance from others. They win by not getting angry or making excuses. They clearly know what they want and take responsibility for for their progress or lack of progress.
No matter who you are or what you do, within, there is a purpose for life. Life may throw you heartaches and failures but your purpose drives you to persist, improve, learn and grow.
You can strive to “be better/do better”, which means to always try to be better day after day. It may only be a small percentage of improvement, but small improvements over time can compound into big changes.
Living a purpose driven life may help you to live longer, as research suggests. Scientists found that those individuals who have a purpose in life had a reduced mortality risk. In short, finding meaning in one’s life promotes positive aging and longevity.
Why is so important to have a sense of purpose?
Feeling that you’re making a difference, that what you’re doing has a meaning, can have a great impact on your life.
Having a sense of purpose can make all the difference in your life! It can help you to get up each morning, feeling excited about the upcoming day. Even more so, it can help you to confront difficulties and overcome even the biggest obstacles that lie in your path.
Personal Mission Statement
Here’s a quick way to get a sense of your life’s purpose.
By reviewing the kind of person you are and the abilities that come naturally to you, even if they got you into trouble in the past, you can gain insight into your life purpose, says psychotherapist Tina Tessina, Ph.D., author of The Ten Smartest Decisions a Woman Can Make after Forty. Do so by writing down a list of descriptions about yourself in each of the following categories:
Personal qualities (e.g., friendly, intellectual, a good communicator)
Your talents (e.g., painting, motivating people by public speaking, athletics, mentoring)
The circumstances that tend to repeat in your life (e.g., do you wind up teaching others, listening to people’s problems, working with children or technology?)
Your desires (e.g., traveling, cleaning up the environment, running for political office). If you’re doing something you’re not interested in or passionate about, you’re usually doing it with a bad attitude, a lazy demeanor, or doing the task grudgingly.
Then take the answer that is most important to you in each category and complete the following sentence:
I ________________ (your name) am designed to be a ________________ (insert personal quality) who can ________________ (insert talent) and I find myself ________________ (fill in recurring patterns or circumstances) often, because I am supposed to ________________ (desire).
Example:
I, John Smith, (your name) am designed to be a good communicator (insert personal quality) who can motivate people through my experiences and expertise (insert talent) and I often find myself listening to people’s problems (fill in recurring patterns or circumstances) because I am supposed to operate an executive coaching company and improve their circumstances (desire).
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“We have the vision, which is the what. We have the mission, which is the how. We have the purpose, which is the why.”
There is a well worn aphorism that goes, “If you don’t stand for something you will fall for anything.” In other words, you must have a purpose for your life, or you’re likely to live aimlessly and to live a life without meaning.
To psychologists, purpose is “an abiding intention to achieve a long-term goals that is both personally meaningful and makes a positive mark on the world.” The goals and dreams that foster a sense of purpose are ones that can potentially change the lives of other people, like launching an organization, researching a disease, or teaching kids to read.
Your purpose will change over the course of your lifetime as your identity and responsibilities changes when going from teen into adulthood, and make the shift to retirement.
Like happiness, purpose is a journey and a practice. That means it’s accessible at any age, if you’re willing to explore what matters to you and what kind of person you want to be—and act to become that person.
If we’re able to revisit and renew our sense of purpose as we navigate milestones and transitions, suggests this research, then we can look forward to more satisfying, meaningful lives.
It’s imperative for young and old alike to know and embrace their purpose in life. By doing so, it gives life meaning and a mission. It gets you up out of bed in the morning and make your day joyful and rewarding when done with purpose.
Vision Mission Purpose
A vision (What) is where you are going or what you will become. It’s what the future looks like if goals and intentions are accomplished and laid out to be the driving force of how you define success. It is your destination at a point in the near or distant future. Vision defines your goal and sets the expectation of what you’ll experience when you arrive at the destination.
A mission (How) is an actionable vision statement — something that will give the vision legs and traction. It’s the what, who and why. It helps you define the immediate goals and helps you stay focused on the plan. It is the path you follow to arrive at your destination: When someone asks you where you are going, they ask you how you are going to get there. Your mission is the how: the unique way you do what you do, the path you choose to follow, the decisions you make to get to your destination.
Purpose (Why) is your sense and feeling of resolve or determination. It’s your why for you are doing the work you are doing. What great problem are you solving, or what movement are you championing? It’s your why do you show up. It is the reason you began the journey, guided by the deeply-held values and beliefs that inspire it to make a difference.
Your purpose is the reason you exists beyond making money. And, once you know your purpose, you know what fulfills and completes you.
Purpose focuses on three elements:
If you’re creating or evaluating your mission statement, substitute the words Why, How, and What for Purpose, Mission, and Vision. These substitutions will help you minimize any confusion between the terms and what they mean.
Vision is the picture. Mission is the road map to get there. Purpose is the feeling that you have when you accomplish what you set out to do. For example, here is a life purpose that might resonate:
“My life purpose, to love and honor God, is foundational. My professional purpose is to be a ‘Builder’ of a future that transcends ways of working for the wellbeing of people and businesses throughout the world.” –Miles Everson, Former Vice Chairman, PwC US
Your mission is your vision in action, connecting your purpose. Here are a few additional examples of purpose statements:
Billionaire investor Warren Buffett says, “The difference between successful people and really successful people is that really successful people say no to almost everything.” Once you have clear and meaningful purpose, vision and mission, you’re better able to focus your attention on what’s most important and what you value the most in life. And, you learn to say “no” to everything else.
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Believe in yourself.
You are often your own worst critic, and so can you be your own best supporter. If you do not have confidence in your own value, abilities and contribution, then nobody else will either. You must have faith in your intrinsic worth. We each have something to offer that is necessary and valuable, though we may not know what that something is.
You do not have to be able to see the end zone. Just because you aren’t able to visualize where you might go and how you might succeed, that doesn’t mean it will not happen. And just because you may have made mistakes does not mean that you can’t achieve your goals in the future. You can do far more than you can imagine if only you believe you can.
“With whatever you are struggling to master in your life, create a small habit or routine that gets you one step closer to it each and every day. ” Brendon Burchard
Now more than ever is the time to really appreciate the small, meaningful moments in life. It’s time you stop waiting for ” the anvil of purpose” to fall onto your head and suddenly everything, like life’s vision, purpose and meaning, become clear!
Instead, sit down with yourself and really think about what that purpose, that meaning, that vision for your life can really be.
There is no better time than the present to start this journey of self-exploration and find the ways in which you can truly feel alive, fulfilled, and happy in this life.
Thus, it’s important to make getting better everyday and self-improvement a way of life. It’s important to:
In the past, how many times did you achieve something or have special moments with your kids, spouse or friends, only to quickly move on to the next thing?
Life is so short to breeze by these special moments and not appreciate them. Really take the time to feel the day and fill your heart with gratitude. You’ll be happier too!
There’s still time to reclaim your day and schedule activities that add real value and meaning back into your routine. By pursuing your dream for 2 minutes or even 30 minutes every single day.
Don’t wait until next weekend when you might have the time for your goals and vision. Tomorrow isn’t guaranteed and that big dream of yours isn’t going to materialize if you keep pushing it off.
Break down your big audacious goals into quarterly, monthly, weekly, and daily goals. Work on your goals every single day and you will move the needle in your progress and success.
Additionally, if you want to achieve your goals, you should develop a growth mindset. A growth mindset allows you to explore more, take more risks, try new things, and grow more into what you’re capable.
The Power of Reflection
Clarity only happens when you reflect on your long term goals, habits and relationships — daily. It might be time to take a hard, unflinching look at your own performance in these important areas of your life.
When you live a life with intention each day, that brings about true purpose and meaning to your life. And when your days are filled with more purpose and meaning — more happiness and fulfillment tends to follow. And isn’t that the ultimate goal? To live a happy, purposeful and meaningful life.
Personal growth, goals and purpose are things that must be worked on everyday, otherwise you will lose touch with them.
Your Wealth Building and Financial Freedom Coach,
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Small, daily actions can gather momentum to become an unstoppable force of change.
It’s not too late to prioritize your health and wellness, explains Brendon Burchard,
! If you haven’t already, put your health at the forefront and do everything you can to get your healthy eating, sleep, and exercise routine in place. Because small, daily actions can gather momentum to become an unstoppable force of change.
“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” Steve Jobs
Your time is limited, so don’t waste it living someone else’s life or one devoid of purpose. Don’t be trapped by dogma — which is living with the results of other people’s thinking, writes Excellence Reporter in a 2019 article. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.
“Life is to be lived and enjoyed in the moment,” says life coach Lamisha Serf-Walls. “Life is too short not to do what you love and when you are living the life your soul intended, you will experience freedom and bliss you never thought possible.”
Life can be much broader once you discover one simple fact: Everything around you that you call life was made up by people that were no smarter than you and you can change it, you can influence it, you can build your own things that other people can use. Once you learn that, you’ll never be the same or settle again.
“The mystery of human existence lies not in just staying alive, but in finding something to live for.” Fyodor Dostoevsky
You should never have a life’s purpose or live a life with the primary goal of getting rich and building wealth. Money can only be a tool used to achieve a goal or life’s purpose. It should never be your primary goal or purpose.
Instead, your goal and puri should be to value or serve others, to work towards something you believe in and to live a life that matters. You should be building wealth to serve others, to make the world better in some small way or to solve a problem. “Never work just for money or for power. They won’t save your soul or help you sleep at night”, states Marian Wright Edelman.
Additionally, let your passion lead you to your purpose. “If you can’t figure out your purpose, figure out your passion. For your passion will lead you right into your purpose. says Bishop T.D. Jakes Be candid and honest with yourself about what your passions are. What really lights you up and makes you happy? What would you do if money weren’t a concern and you weren’t afraid? Let your passion lead you to your purpose.
Whether you start writing for fun, volunteer at a shelter, or start a new business, take some action today. Your passion will catapult you forward to more of the same and in no time you will find yourself living the life of your dreams!
According to Johann Wolfgang von Goethe, a German poet, playwright, novelist, and scientist, there are nine requisites for contented and purposeful living:
“Everyone has a purpose in life…a unique gift or special talent to give to others. And when we blend this unique talent with service to others, we experience the exctasy and exultation of our own spirit, which is the ultimate goal of goals.” Deepak Chopra
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“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” Steve Jobs
Purpose is an abiding intention to achieve a long-term goal that is both personally meaningful and makes a positive mark on the world, according to The Greater Good Science Center at the University of California, Berkeley. The goals that foster a sense of purpose are ones that can potentially change and improve the lives of other people. “If you can tune into your purpose and really align with it, setting goals so that your vision is an expression of that purpose, then life flows much more easily”, says author Jack Canfield
Purpose is not a destination, but a life’s journey, a mindset and a practice. It’s accessible at any age and at any income level, if we’re “willing to explore what matters to us and what kind of person we want to be—and act to become that person”. Filmmaker and author Drew Scott Pearlman writes: “Your purpose must be particular to you. This is the road less traveled. Your purpose cannot be someone else’s path, not your family’s path nor your friends’ path.”
Individuals with a sense of purpose report higher levels of happiness and life satisfaction—which seems associated with better health, wealth and emotional well-being outcomes. For many people, it was good and beneficial to have a purpose or a goal, no matter what it was.
Additionally, the physical health benefits of a sense of purpose are well-documented. For example, a Harvard’s School of Public Health study found that people who report higher levels of purpose at one point in time have objectively better physical agility four years later than those who report less purpose.
Moreover, researchers suggest that people take better care of themselves when they feel like they have something to live for. Having a purpose also seems to be associated with lower stress levels, which contributes to better health and emotional well-being. And, according to Helen Keller, “True happiness… is not attained through self-gratification, but through fidelity to a worthy purpose.”
Additionally, people with a more “prosocial” purpose—one aimed at helping others—experienced greater personal growth, integrity, and health later in adulthood. This result was echoed by a 2019 study by Anne Colby and colleagues at Stanford University. They surveyed almost 1,200 Americans in their midlife about their well-being and what goals were important to them. The researchers found significantly better physical health and higher emotional well-being among people who were involved in pursuing beyond-the-self goals, compared to those who were pursuing other types of goals. In other words, engaging in prosocial goals had more positive impact on physical health and emotional well-being than engaging in non-prosocial goals.
A sense of purpose appears to suggest that humans “can cooperate and accomplish big things together”. Research suggests that team leaders can effectively boost the productivity, work experience and well-being of their team members by helping them connect to a task-related higher purpose. The 2013 Core Beliefs and Culture Survey revealed that 91 percent of respondents who believe that their company has a strong sense of purpose also say it has a history of strong financial performance.
“Everything in your life informs you what your purpose is. How do you know it’s your purpose? It feels like it’s the right space for you. It feels like ‘This is what I should be doing; this is where I feel most myself.” Oprah Winfrey
Purpose also helps both individuals and the species to survive and thrive. Purpose often grows from our connection to others, which is why a crisis of purpose is often a symptom of isolation. Once you find your path, you’ll almost certainly find others traveling along with you, hoping to reach the same destination—a community.
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According to research by Kendall Cotton Bronk, a professor of psychology in the Division of Behavioral & Social Sciences at Claremont Graduate University, finding one’s purpose requires four key components:
Often, finding our purpose involves a combination of finding meaning in the experiences we’ve had, while assessing our values, skills, and hopes for a better world. It means taking time for personal reflection while imagining our ideal future. “Everything in your life informs you what your purpose is. How do you know it’s your purpose? It feels like it’s the right space for you. It feels like ‘This is what I should be doing; this is where I feel most myself’,” says Oprah Winfrey
A sense of purpose as we navigate milestones and transitions means that we can look forward to more satisfying, meaningful and abundant lives.
“He who has a why to live can bear almost any how.” Nietzsche
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“Since “someday” never appears on the calendar, our good intentions don’t turn into action until we create deadlines.” Amy Morin
A staggering 92 percent of Americans that set New Year’s resolution goals never actually accomplish them, according to research by the University of Scranton.
But, when people followed two simple concepts — setting specific and challenging goals — it led to higher accomplishment of goals 90 percent of the time, according to research by Dr Edwin Locke and Dr Gary Latham. Basically, the more specific and challenging the goals you set, the higher your motivation toward hitting them while your easy or vague goals rarely get met.
Here’s an example: If your goal between now and the end of the year is to, say, lose 20 pounds, that may be challenging, but it’s not specific enough.
It’s essential to eliminate vagueness and make it more achievable by stating it in a more detailed manner: During the month of August, I will lose five pounds by cutting off refined sugar, breads, and all fast food. I will also walk briskly for twenty minutes every day.
On the flip side, goals that are too difficult to accomplish don’t get met either. While it’s important to challenge yourself, nobody completes a goal when he/she is overwhelmed by the magnitude and difficulty in accomplishing the goal.
If you find yourself with such a scenario, break down your BHAG (Big Hairy Audacious Goal) into smaller bites you can actually chew. Use the same process of defining specific and challenging marks to hit when mapping out the smaller goals that will lead you to your final destination.
Additionally, those who succeed at accomplishing their BHAG, they tend to want it badly. So, it’s essential to determine what is your level of commitment? Are you totally committed to reaching your goal even when obstacles occur along the way? Are you committed to “do whatever it takes” to reach your destination. And, do you have the desire or passion to pursue the goal to reach it.
According to Locke and Latham’s research, there are five goal setting principles that can improve dramatically your chances of accomplishing your goals:
“Even if your goal is something that will take a long time to reach — like saving enough money for retirement — you’re more likely to take action if you have time limits in the present. Create target dates to reach your objectives. Find something you can do this week to begin taking some type of action now.” Amy Morin, Psychotherapist and author of ’13 Things Mentally Strong People Don’t Do’
Additionally, the following strategies can increase your likelihood of accomplishing your goals:
Identify some of those goals and dreams that you’ve always wanted to work on but just never had the motivation to start. Look for strategies that will help you view those goals in terms of the present and you’ll increase the likelihood that you’ll start taking steps to turn those dreams into a reality, explains Amy Morin
Goal setting is something that many of us recognize as a vital part of achieving success in the areas of health, wealth and emotional well-being. Understandably, goal-setting research confirms the usefulness of SMART goal setting.
To use the results of the research, you must set clear, challenging goals and commit yourself to achieving them. Be sure to get regular feedback on your progress towards achieving your goals. Also, consider the complexity, and break your goals down into smaller chunks, where appropriate.
If you follow these simple rules, your goal setting will be much more successful, and your overall performance and accomplishment rate will improve.
The path to building wealth and financial freedom is paved with goals!!!
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